How to Handle Emergency Household Repairs

It’s in the news all the time. The frequency of natural disasters seems to be increasing due to climate change. You’ve seen the damage caused by Hurricane Sandy and other storms. You feel for the people who have to repair their homes.

Household repairs of that scope seem overwhelming, but minor household disasters happen all the time. Pipes can split if they freeze and broken pipes can flood a home. A malfunctioning HVAC system can be dangerous when it is really hot or cold outside. Some electrical problems can be dangerous as well, and a power outage in your home can cause extreme inconvenience.

Many people don’t realize that homeowner’s insurance policies and utility companies do not cover plumbing, electrical and HVAC problems on your property. And with the economic crisis, you never know if you’ll have enough money to take care of problems when they occur unexpectedly.

There is a new insurance product now and it does cover these types of household repairs. It is Homeserve on Facebook. You just pay a low monthly fee and you’re covered. If an unexpected plumbing, electrical or HVAC problem comes up, you can call, and they’ll send a licensed and insured repair contractor out to your home whenever you need it, 24 hours a day and 365 days a year.

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